Homeschooling Funding, Tax Credits & Benefits
Some of the questions I’m frequently being emailed are queries regarding homeschooling and tax credits, or homeschooling and benefits in general. I thought I’d address people’s questions and concerns in a blog post, as homeschool finances are a concern to many (I’ve written a thorough post on how much it usually costs to homeschool as well as the exact amount we spend each month on homeschooling). Most of these questions are variations on the same theme but I’ll answer each one individually so that the specifics are covered for as many situations as possible.
- 1 “Can I claim benefits if I homeschool my child?”
- 2 “Tax credits and home education- how do they affect each other?”
- 3 “Can I claim child benefit if I homeschool my child?”
- 4 “Can I claim Universal Credit and homeschool?”
- 5 “Do you get paid for homeschooling your child?”
- 6 “Are there any homeschool grants or tax benefits?”
- 7 “Is there any homeschooling funding available?”
- 8 “How much does it cost to homeschool/ start homeschooling?”
- 9 “Can I claim housing benefit while homeschooling my child?”
- 10 People are reading:
“Can I claim benefits if I homeschool my child?”
Ok let’s get this answered straight away- homeschooling in itself does not affect your financial or benefits status in any way. If you are claiming benefits and you begin homeschooling your child, legally nothing changes at all. You will be entitled to the same benefits- no more, no less. You do not get any specific or extra benefit for homeschooling and you also do not get financially penalised for removing your child from school or not applying for a school place.
“Tax credits and home education- how do they affect each other?”
Again, not at all if we are just talking about the child’s educational status. The only reason homeschooling may affect your tax credits is if it stops you working as much as you were (or, maybe, if it frees you up to work more, although I would guess this is rare). You do not need to notify HMRC if you start homeschooling your child, if all of your other work situations remain the same.
“Can I claim child benefit if I homeschool my child?”
If you are usually allowed to claim child benefit (i.e, you do not earn over the threshold for claiming) then yes, your child benefit will not be affected by you homeschooling your child.
“Can I claim Universal Credit and homeschool?”
The answer to this is the same as the answer regarding benefits and tax credits- if your work situation remains the same your benefits should remain the same. I have heard of cases where, for example, single parents need or want to homeschool and their Job Centre contact tries to tell them that they cannot because they need to work during school hours- this is FALSE, they cannot do this and job opportunities should meet the needs including hours, of the homeschooling parent. (These online and travel jobs may be of interest to homeschooling parents looking for flexible work).
“Do you get paid for homeschooling your child?”
“Are there any homeschool grants or tax benefits?”
“Is there any homeschooling funding available?”
“How much does it cost to homeschool/ start homeschooling?”
I’ve written a full post on how much homeschooling costs here.
“Can I claim housing benefit while homeschooling my child?”
All together now- if you are usually allowed to claim housing benefit then homeschooling will not directly affect this.
I’ve written some ideas in this post of how to homeschool on a budget so hopefully that will help prospective homeschooling parents with figuring out homeschooling and finances. Do have a look at the rest of my homeschooling blog posts for more info, tips and advice for your homeschooling journey.