As children get older, they typically enjoy the idea of having a bit more responsibility. Although most tweens are not of age to have traditional jobs, there are many things they can do to earn a bit of extra money. Keep reading to discover the best ways of how to make money at 12 years old, or similar ages!
Is 12 years old too early to work?
12 years old may be too early to hold a job at the local supermarket or restaurant, but it’s not too soon to start doing odd jobs to foster key life skills and make extra cash in the meantime. You’re in the right place as the ideas below are a great place to start when thinking of different ways for your child to earn real money. However, even if your tween is eager to get to work there are a few things that family members should take into consideration.
Firstly, you’ll want to consider your child’s level of maturity. Some kids are more or less mature than others at 12 years old. Involved in maturity is the ability to comprehend what a job is, the concept of earning money and the emotional stability to handle all that may come with it. Maturity also means being able to do some hard work when other kids are playing during their free time; this can be hard to navigate at a young age but it’s a great way to nurture a work ethic!
Other factors to keep in mind are your tweens schedule, spare time, location, and nature of the work they want to do. Some tweens are quite busy with sports and other extracurricular activities that would hinder being able to work. Also, if they want to do something like yard work, that would be seasonal and less flexible (but shouldn’t be ruled out).
Overall, you’ll have to be the judge of if your 12 year old is ready to tackle the responsibility of working and earning money- if they are, they could have a good savings pot before they hit high school!
Can you have a bank account at 12 years old?
Of course children can’t access advanced banking such as a credit card, but you can set up a child account that a parent or guardian ultimately controls, or use a savings app such as GoHenry. This is one of the easiest ways for 12 year olds to practise saving and spending while feeling ‘grown up’; younger children probably appreciate seeing their own money as tangible coins and notes.
Can You Have A Proper Job at 12 years old?
12 year olds cannot be officially employed. That means that typical entry level jobs such as customer service, being a personal assistant, data entry or working as a cashier at a grocery store, are not available to children. Neither are several internet based jobs such as online surveys, as survey sites are usually for adults only. However, below are plenty of ideas for your 12 year old to earn money, legally and safely.
How to Make Money at 12 Years Old: Great Ideas
Some of the ideas mentioned below may require training, classes, and/or certification. If so, check with your local organisations and businesses that could provide what may be necessary.
- Babysitting. If your tween has siblings, they may already be prepped for this job; however, when watching other people’s children, certifications and more training may be required. You don’t usually earn much money from this, however if your child can position themselves as someone who can entertain young children at parties or weddings, they may earn a good amount.
- Give music lessons- if your child has a musical talent, helping other young people learn a musical instrument is a good use of their skills and is an excellent way to earn some easy money doing something they enjoy. They could even do this online instead of face to face traditional ways, as it is one of the most simple online jobs.
- Graphic design. Although this sounds like a job for older teens, if your 12 year old is well practised, this is a good job that attracts a higher price than many other side hustle options. Approaching local businesses to see if they need logos redesigning or leaflets printing is a great thing to do
- Golf caddy- carrying clubs and golf balls is a great first job, as it’s simple and can be easily done for friends and family. Although it can be a little bit boring, if you end up in the right clubs and golf courses you can earn a lot of money in tips, without much work.
- Garage sale. Older kids as well as young kids can get involved in this easy way to sell items they don’t need any more. Having a garage or yard sale is a good idea in the summer, when people are passing by, as well as a few weeks before Christmas when people are looking for cheap toys, and you want to clear some space out of their rooms!
- Playing video games- some video games actually allow children to earn money through different means. This includes ways such as selling virtual pets via social media platforms or eBay. Of course check the parental consent controls, privacy and safety settings before letting your child on the internet.
- Make a Youtube channel. Creating YouTube videos is one of the best things a 12 year old can do to increase their digital skills, and it can also earn money. There are many popular niches such as art, fidget toys, cooking and dancing. Be sure to pick something your child is actually interested in, as it can take a while to earn decent money from a YouTube account.
- Upcycling and reselling. Take a trip with your child to local flea markets; often old clothes can be upcycled in some way. Buying and reselling old antiques or toys are a good way to make good money in a very simple way. They could use social media accounts to advertise their business which is a great opportunity to learn marketing skills too!
- Start a blog. This takes a little time to set up, but you can earn money from ad networks such as google Adsense, which is why blogs are one of the most popular small businesses on the internet.
- Mow lawns. The summer months are the perfect opportunity to give a lot of people a helping hand with their gardens. Asking family friends and neighbours is a great idea to start. Your child gets exercise, fresh air and money- it’s a win-win situation!
- Yardwork. This gig has many jobs within it. As well as mowing they could pick weeds, rake mowed grass, and help with landscaping.
- Sell crafts. If you can crochet, cricut, bake, sew, knit, paint or any number of other crafts, these are great ways to earn money.
- Dog Walking. 12 year olds definitely have the energy needed to keep up with these furry animals. The only things to keep in mind here are any known animal-related allergies and knowing the walk route your tween will be taking. Pet care in other forms may also be appropriate, such as…
- House (or Pet) Sitter. There isn’t much to this job (put down cat food, water plants etc and leave the house in good condition) but trust will play a huge factor for the home and pet owner. Perhaps your tween can start with neighbors, family, and friends before branching out.
- Tutor. Since 12 year olds are usually in middle school, they could earn a few extra dollars by tutoring kids a little younger than them.
- Lemonade Stand. Although this would be considered a “summer job,” it is one that can last throughout the seasons with an order, delivery, and/or pickup service implemented. In the fall, spiced apple juice could be a good alternative!
- Wash Cars. Again, this may be seen as a summer-only job, but it is one that can bring in a lot of cash in a short amount of time.
- Start a t-shirt business. Websites such as printing make this super easy now, and there are plenty of ways to make decent money from it, such as designing cool, relevant or funny slogans or attractive graphics.
- Open an Online Store. Since we’re in the age of technology, most kids 12 years old and up are familiar with online shops and stores like Ebay, Etsy, and the like. Your tween can use their online small business to sell things they create or resell unwanted items, and edit stock on a daily basis.
- Sell Baked Goods. Who doesn’t love a sweet treat? If your tween likes to get in the kitchen, they could have a go at selling baked goods.
- Offer Tech Help. In lieu of having an online store, your tween could offer tech help to an older sibling or a blogging mom.
Looking for even more ideas?
Here are a few more to consider:
- Self-publish a book
- Create an online course
- Build an app
- Create a video game
- Become an influencer
- Help plan kids’ birthday parties
- Help an elderly family member
- Set up a fundraiser
- Offer lessons
- Make and sell t-shirts
- Clean houses
- Start a podcast
Making money at 12 years old can be an exciting (and educational) experience. The jobs listed above are perfect for introducing your tween to the world of working and making money. Don’t forget to use these opportunities to work on specific life skills including responsibility, time management, and financial literacy!